Coffee and a slice of cake
£12a month
First-time buyers // UK

Buy your first home like you've done it before.

Whether you're ready to buy or just starting to save, two insiders take you from wherever you are to keys in your hand — without the rookie mistakes that cost thousands. For the price of a coffee and a cake.

Ex-mortgage advisor + ex-estate agent Plain English, no jargon £12/mo · cancel anytime
The real problem

You're about to make the biggest purchase of your life — with zero training.

There's no class on buying a house. So you walk in blind, trusting people who are paid by the other side. The mistakes are expensive, and you only spot them years later.

£1,000s

Overpaying on price

You don't know what it's really worth, so you pay the "guide," not the value. That gap follows you for years.

£1,000s

The wrong mortgage

Wrong deal, term or lender, and you quietly pay for it every month — usually without realising.

Months

Costly mistakes

Missed survey red flags, dead-end chains, avoidable delays — the stuff that turns a dream into a nightmare.

How it works

From clueless to keys — in the right order.

Whether you're moving in six months or six years off, one clear path replaces the panicked Googling — just the exact next move, from wherever you're starting.

01

Get ready, from zero

Getting ready

Building your deposit, sorting your credit, and knowing when you're actually ready to buy — even if you've got nothing put away yet.

02

What you can really afford

Money

Deposit, true monthly costs, hidden fees, and the number that keeps you safe — not just what a lender will hand you.

03

Get mortgage-ready

Mortgage

How lenders actually decide, what to fix before you apply, and how to dodge the deal that costs you for a decade.

04

Find the right one

The hunt

View a home like a pro, spot the red flags agents gloss over, and tell a good buy from an expensive mistake.

05

Offer & negotiate

The offer

What a place is really worth, how to offer with confidence, and how to hold your nerve so you don't overpay.

06

Survey & legals

Conveyancing

Surveys, searches and solicitors in plain English — what matters, what's normal, what should stop you dead.

07

Ask us anything

Support

A members' community, plus our little black book of people we actually work with when you're ready for the real thing.

Who's got you

We spent our careers on the other side of the table. Now we're on yours.

100% of first-time buyers have never done this before. We have — and now we're both on your side.

K

Kev

Ex-mortgage broker // built the community

Kev spent years as a mortgage broker, presenting first-time buyers to lenders in the way that gave them the best possible chance of approval — because how you're packaged decides whether you get the yes, or the rejection that sets you back months.

He's spent years helping first-time buyers cut through the jargon. This is all of it, in one place.

J

Josh

Ex-estate agent // runs a property auction company

Josh has sold over £150m of property from the other side of the negotiating table, so he knows exactly where buyers overpay and what to walk away from.

He now runs a property auction company, where true market value shows up in real time.

"We got tired of watching good people lose thousands on their first home over things we could've told them in five minutes. So we put it all in one place."

Our actual goal

We want you out of here — in a place of your own.

Most memberships are built to keep you paying forever. We're built to do the opposite. The day you get your keys and cancel is the day we've done our job — the faster we get you into a home, the better.

Not ready yet? Even better. Start with nothing saved and we'll show you how to build your deposit, sort what needs sorting, and know exactly when you're ready — so when the moment comes, you move fast and buy right.

The founding offer

Everything you need — for the price of a coffee and a cake.

One membership. The whole roadmap, the insider knowledge, and two people in your corner.

  • The full first-home roadmap — every step, in order, in plain English
  • Insider red flags the sellers and agents won't point out
  • Negotiation & mortgage playbooks from people who did it for a living
  • Members' community — ask Kev, Josh & other buyers anything
  • Our little black book — the professionals we actually work with

One rookie mistake costs thousands. Get a single decision right and this pays for itself for the rest of your life.

Founding memberLimited
£12/mo
Less than a coffee & a cake
LOCKED AT £12 FOREVER
See if you qualify

Cancel anytime · No lock-in · General educational guidance, not financial advice

Save it
or leave
Our promise

If it doesn't save you more than it costs, don't stay.

We built this to save you thousands and months of stress. If a month goes by and it hasn't earned its £12, cancel in two clicks — no emails, no hoops. We'd rather keep you because it's worth it, not because you're stuck.

Straight answers

Before you jump in.

No — and that matters. Your Property Mate gives general education about how buying a home works. We never give personalised financial or legal advice. When you need that, we point you to qualified professionals we work with.

None at all. It's built for people buying for the very first time. If you've never done any of this before, you're exactly who it's for.

Google gives you scattered, often out-of-date or seller-serving answers. We give you the whole journey in the right order, the insider red flags nobody publishes, and two real people who've done this for a living to ask when you're stuck.

Sometimes, yes — and we'll always be upfront about it. When we point you to a mortgage broker, solicitor or surveyor, they're people we work with and trust. We may earn a small referral fee, never at extra cost to you, and you're never under any obligation to use them.

We're opening to a limited founding group first so we can look after early members properly. The quick questions just help us put you in the right place in the queue and send you the most useful thing first. Founding members lock the £12 rate for good.

Anytime, in two clicks. No contract, no lock-in, no exit fee.

Founding waitlist · limited first cohort

Your keys are closer than you think.

Answer three quick questions, lock the £12 founding rate, and be first through the door when we open.

£12/mo locked forever · cancel anytime · no spam, just your spot